Your one-stop-shop for borderless banking and payments

Open your Peratera business account in 10 minutes or less. And open up your business to global expansion with our intuitive platform.

Watch a 2-minute video to see how Peratera works

Never step a foot inside a bank again with Peratera

At Peratera, we understand what it takes to successfully grow a global digital business. That’s why we streamlined all the digital banking and payment solutions you need into one intuitive platform.

With Peratera, you can

Open virtual accounts
Send, receive and manage funds using one platform that covers 190+ countries
Accept local & international payments

Expand your online business across continents

Our banking and payments solution removes borders, and connects businesses and customers together across the globe.

Digital business
E-commerceE-commerce
Marketplace or platformMarketplace or platform
FintechFintech
FreelanceFreelance
Affiliate NetworksAffiliate Networks
Travel & tourismTravel & tourism
Import/ExportImport/Export

How to send and receive money abroad instantly, without the hidden fees?

We believe that speed, simplicity and 100% fee transparency, is what fast tracks online businesses for global growth. That’s why Peratera offers a rapid onboarding process, clear transaction costs and a platform that enables payments in 190+ countries via 50+ supported currencies.

How to send and receive international payments with Peratera
step one

Create your global account

Open your virtual account in 10 minutes

How to send and receive international payments with Peratera
step two

Set-up your virtual account

Select required currencies for your business

How to send and receive international payments with Peratera
step three

Receive and pay funds securely

Accept and send different currencies via SEPA, Faster Payments, BACS, CHAPS, ACH & SWIFT

How to send and receive international payments with Peratera
step four

Job done!

We’ll confirm your payment within minutes

Card PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard PerateraCard Peratera

Smart cards designed for e-commerce

With Peratera, you have the flexibility to issue physical and virtual cards with the click of a button. Make payments anywhere Visa & Mastercard operates, whilst avoiding currency conversion fees.

payments
paymentspayments
38 markets
24 currencies
Visa and Mastercard

Our most popular banking and payment solutions

We don’t believe in set-up and maintenance fees. With Peratera, you gain access to the real exchange rate that traditional banks never offer you. Open an online virtual account with Peratera to manage all business finances in a modern way.

Believe in better with Peratera
SEPA Instant Payment
SEPA Instant Payment

The faster and secure way to get paid across Europe. SEPA Instant Payments are processed in real-time, so you can plan your cashflow better.

Faster Payments
Faster Payments

With faster payment, you can send and receive money in near real-time. Payments arrive in seconds, with 24/7 access, making it easy to manage cashflow and scale.

BACS Payments
BACS Payments

With BACS payments, get direct access to the largest payment network in the UK to receive payments quickly and securely.

ACH payments
ACH payments

Send and receive low-cost payments across the US via the Automated Clearing House network. They are faster than checks and cheaper than card payments.

Direct Debit Collections
Direct Debit Collections

Collect payments from customers' bank accounts. This enables you to maintain a more direct relationship with your customers, while also providing them with more convenience and transparency in their payments.

SWIFT Payments
SWIFT Payments

Enjoy the benefits of a vast payment network for SWIFT payments and transparent transaction fees, with cutting-edge payment tracking tools via our API.

Your payment transactions are always safe with Peratera

Our AI-supported anti-fraud system monitors the safety of your transitions 24/7 and protects your card and transaction details. We top up your business payment security with single-use prepaid cards.

Stay safe with our anti-fraud system

Our AI-supported anti-fraud system monitors the safety of your transitions 24/7 and protects your card and transaction details. We top up your business payment security with single-use prepaid cards.

Our AI-supported anti-fraud system monitors the safety of your transitions 24/7 and protects your card and transaction details. We top up your business payment security with single-use prepaid cards.

We are PCI-DSS level 1 certified, ensuring our customers are protected by top tier industry benchmarks against fraud and data theft.

Encrypted Card Details

We are PCI-DSS level 1 certified, ensuring our customers are protected by top tier industry benchmarks against fraud and data theft.

We are PCI-DSS level 1 certified, ensuring our customers are protected by top tier industry benchmarks against fraud and data theft.

Peratera is General Data Protection Regulation compliant and committed to our users’ data privacy and security.

GDPR Compliant

Peratera is General Data Protection Regulation compliant and committed to our users’ data privacy and security.

Peratera is General Data Protection Regulation compliant and committed to our users’ data privacy and security.

We are committed to our customers’ data protection. We encrypt all financial and personal data and never sell or disclose this information to sellers.

Private & Secure

We are committed to our customers’ data protection. We encrypt all financial and personal data and never sell or disclose this information to sellers.

We are committed to our customers’ data protection. We encrypt all financial and personal data and never sell or disclose this information to sellers.

How we outshine our competition

Peratera
Traditional Banks
Revolut
Wise
Payoneer
All-in-one banking and payments infrastructureyes
yes
Local transfers in 100+ countriesyes
yesyes
300+ alternative payment methodsyes
100% online applicationyesRarelyyesyesyes
Instant transfers in GBP and EUROyesRarelyyesyesyes
Visa & Mastercard in 38 Countries and 24 currenciesyes
Peratera
All-in-one banking and payments infrastructureyes
Local transfers in 100+ countriesyes
300+ alternative payment methodsyes
100% online applicationyes
Instant transfers in GBP and EUROyes
Visa & Mastercard in 38 Countries and 24 currenciesyes
Traditional Banks
Rarely
Rarely
Revolut
yes
yes
yes
Wise
yes
yes
yes
Payoneer
yes
yes
yes
Traditional Banks
Rarely
Rarely
Revolut
yes
yes
yes
Wise
yes
yes
yes
Payoneer
yes
yes
yes
Traditional Banks
Rarely
Rarely
Revolut
yes
yes
yes
Wise
yes
yes
yes
Payoneer
yes
yes
yes

Let's answer some of your questions

Find answers to common questions about Peratera's virtual account below. You can also check our FAQs or contact our friendly support team.

Ready for take-off?

Launch your business internationally with Peratera borderless banking and payments.