Peratera is an all-in-one modern banking solution for global businesses that strive for a truly borderless experience. We help businesses tap into 190+ markets across the globe using the world’s largest payment networks. With a Peratera account, you get access to business accounts, local EU, UK, and US accounts, wholesale FX rates, and multiple prepaid business cards. Peratera’s business account gives you instant access to more than 50 currencies you can send, manage, and hold.

Peratera gives businesses more payment options and products than a standard bank. Our platform allows you to do everything payments-related in one place. With your Peratera account, you can accept payments, hold money, convert currencies, and manage your finances faster and cheaper than with traditional bank accounts.

Opting for Peratera’s business accounts is helping businesses: • Maximise profit margins with our cost-effective global business accounts. • Monetise their FX services with Peratera's super-competitive wholesale FX rates. • Accept payments with the help of 300+ global and local payment methods, such as Alipay in China, OXXO in Mexico, iDeal in the Netherlands, Mpesa in Africa, or Paytm in India. • Make SEPA payments, Faster Payments, Bacs Payments, CHAPS, ACH, Direct Debit, and more like a local. • Issue prepaid Visa and Mastercard cards in 38 countries and 24 currencies. • Reduce fraud risk and manage budgets with Peratera’s fully-customisable virtual cards.

Peratera’s payment infrastructure combines the best of traditional banking and fintech innovation. Our payment infrastructure is carefully tailored to serve digital businesses, e-commerce, marketplaces and platforms, fintech, freelance, affiliate networks, travel & tourism and import/export industries. We’ve run digital businesses ourselves, and we know that digital banking and payment processing is vital for their success. That’s why we’re committed to making cross-border payments more secure, accessible, and affordable. Peratera currently supports more than 50 currencies in 190+ territories, and it’s always growing.

If you’re a business in a supported industry, you can open a Peratera account easily. Our application process is 100% online and requires no in-person meetings. Get your Peratera account <a target='_blank' rel='noopener noreferrer' href='https://dev-app.peratera.com/register'>here</a>. Individuals, however, can’t open Peratera accounts yet, as we serve business clients only.

Your funds are held with our partner payment service providers, including top-tier banks and authorised electronic money institutions. All customer funds are safeguarded in dedicated bank accounts separate from our corporate accounts. Exact financial institution depends on the region you're based, the country where the services are provided and the currency you've chosen.

We operate in most countries around the world, and we’re actively trying to expand to new regions. However, we don't serve customers in sanctioned or high risk jurisdictions, including Burundi, Central African Republic, Congo (Democratic Republic of), Crimea, Cuba, Belarus, Eritrea, Ethiopia, Guinea-Bissau, Haiti, Iran, Jamaica, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Palestine, Panama, Russia, Senegal, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Uganda, Venezuela, Western Sahara, Yemen, and Zimbabwe. We also can’t offer our services in jurisdictions in which they are legally restricted, and this includes the United States. You use this website and the services it provides at your own discretion. It’s your responsibility to comply with your state’s applicable laws.